I got a kick out of the latest Nigerian banking spam email. Fed Chair Ben Bernanke dropped me a nice note to let me know that the federal government of Nigeria sent him $10.5 million to pass on to me. He even congratulated me on my inheritance fund! Spam emails like this seem quaint in comparison to the more sophisticated and well-cloaked phishing schemes, where it appears that Paypal or BofA or Chase is sending an important notification requiring its recipients to login and provide sensitive information. As always, watch what you click.